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MORTGAGE DEED This Mortgage is given by ___ (Name of Borrower), of ___ (street address, city, state, zip code), hereinafter called Borrower, of to ___ (Name of Lender), a banking corporation organized
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A mortgagee is an entity that lends money to a borrower for the purpose of purchasing real estate. In a mortgage lending deal the lender serves as the mortgagee and the borrower is known as the mortgagor.

A mortgagor is an individual or a business entity providing a mortgage or security lien to real estate in exchange for the lender providing funds to the mortgagor. Often, the mortgagor is referred to as the borrower while the lender is referred to as the mortgagee.

A mortgagee is an entity that lends money to a borrower for the purpose of purchasing real estate. In a mortgage lending deal the lender serves as the mortgagee and the borrower is known as the mortgagor.

A mortgagor is an individual or company who borrows money from a lender to purchase a piece of real property. Mortgagors can obtain mortgage loans with varying terms based on their credit profile and collateral. In a mortgage loan the mortgagor must pledge the title to the real property as collateral for the loan.

In direct answer to your question, the borrower is the person taking out the loan which will be secured over the property by the mortgagor. The mortgagor is the person, or people, who own the property who can authorise the securing of the loan over their property.

BREAKING DOWN Co-mortgagor A co-mortgagor is a participant in a loan who shares in the liability for full repayment of a loan. They are also a co-owner of the property following the closing of the loan. ... The co-mortgagor also bears responsibility for repayment if the original applicant is unable to make payments.

First Mortgagee means the holder of the beneficial interest under the first mortgage or deed of trust (if any) on Landlord's interest in the Real Property. ... First Mortgagee means the Mortgagee under a First Mortgage. First Mortgagee means the beneficial holder of a First Mortgage.

Understanding Mortgage Holders A mortgage holder, more accurately called a “note holder” or simply the “holder”, is the owner of your loan. The holder has the right to enforce the loan agreement. The loan agreement consists of: a promissory note, and.

In a home mortgage, the owner of the property (the borrower) transfers the title to the lender on the condition that the title will be transferred back to the owner once the payment has been made and other terms of the mortgage have been met.

Simply put, yes, you do own your home but your mortgage lender does have interest in the property based on documents signed at closing. ... Deed of Trust – this document lists the legal obligations and rights of you and the lender. It also states the lender's right to foreclose on the home if you default on the loan.